Terms & Conditions

Last updated: January 12 2026

Summary

Acceptance of terms: By accessing or using our website or services, you agree to these Terms & Conditions and all applicable laws. If you do not agree, do not use our site.
Updates and compliance: We may update these terms to reflect legal requirements, including new consumer protection laws (e.g., California auto‑renewal and digital goods laws) and evolving privacy and AI regulations. Continued use after changes constitutes acceptance of the revised terms.
License: You receive a limited, non‑exclusive license to view our content for personal, non‑commercial use. You may not modify, copy, distribute, sell, reverse engineer or mirror any content without our written permission.
Purchases and subscriptions: If you purchase services or digital goods, payment terms apply. Subscription products auto‑renew unless cancelled; we will obtain express affirmative consent and provide simple cancellation options and price‑change notices. Digital goods purchases grant a license—not ownership—and we will clearly inform you of license restrictions.
AI disclosure: We may use artificial‑intelligence tools (e.g., chatbots, analytics). New privacy laws in 2025 require businesses to disclose AI‑driven processes and automated decision‑making; our Terms reflect these obligations.
Disclaimers & limitations: Our site is provided “as is” without warranties. We are not liable for indirect damages.
User responsibilities: You must use the site lawfully, respect our intellectual property, keep account credentials secure and indemnify us against misuse.
Governing law: These terms are governed by the laws of Grenada, and disputes are subject to the exclusive jurisdiction of Grenadian courts.
Important clauses: Force majeure, indemnification, dispute resolution and governing‑law provisions are vital to managing contractual risk.

Please read the full Terms & Conditions below for details.

1. Acceptance of Terms

MCP Consultancies (“MCP”, “we”, “our”, “us”) operates the website located at https://www.mcpconsultancies.com/ (the “Site”). By accessing or using the Site or any services offered through it (collectively, the “Services”), you acknowledge that you have read, understood and agree to be bound by these Terms & Conditions and all applicable laws and regulations. If you do not agree to these Terms, you must not use the Site or Services.

You affirm that you are at least 18 years old or the age of majority in your jurisdiction and are legally capable of entering into a contract. If you are using the Services on behalf of a business or other entity, you represent that you have authority to bind that entity to these Terms.

2. Changes to Terms

We may update these Terms at our sole discretion to reflect changes in law or our business practices. For example, California’s AB 2426 (effective January 1 2025) requires sellers of digital goods to clearly disclose that purchasers receive a revocable license, and AB 2863 (effective July 1 2025) strengthens auto‑renewal consent and cancellation requirements. Additional state privacy laws enacted in 2025 require disclosures about AI‑driven processes. We incorporate such requirements into these Terms.

When we make material changes, we will post the revised Terms on this page with an updated “Last updated” date and, if the changes are significant, provide additional notice (e.g., via email or pop‑up notice). Your continued use of the Services after the updated Terms become effective constitutes your acceptance of the changes.

3. License and Access

We grant you a limited, non‑exclusive, non‑transferable, revocable license to access and view the content on the Site for your personal, non‑commercial use, subject to these Terms. This is a license, not a transfer of title. Under this license you may not:

Modify, copy, reproduce, distribute, transmit, display, perform, publish or create derivative works from the materials on the Site;
Use the materials for any commercial purpose or public display;
Attempt to decompile, disassemble or reverse engineer any software contained on the Site;
Remove any copyright, trademark or other proprietary notices;
Transfer the materials to another person or “mirror” them on any other server;
Use any data mining, robots or similar data‑gathering or extraction tools;
Circumvent or disable any security or digital rights management features.

This license terminates automatically if you violate these restrictions. We may terminate or suspend your access at any time without notice. Upon termination, you must destroy any downloaded materials in your possession, whether electronic or printed.

4. Accounts and Registration

Certain Services may require registration of an account. You agree to provide accurate, current and complete information and to update it as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorised use or breach of security.

We reserve the right to suspend or terminate accounts, or refuse Services, if we suspect fraudulent activity, violation of these Terms or other unlawful acts.

5. Purchases, Payments and Subscriptions

5.1 Payments

If you purchase Services or digital products from us, you agree to pay all fees and charges associated with your purchase in the currency specified. Prices are subject to change. We may use third‑party payment processors; by purchasing, you authorise us to charge your selected payment method.

5.2 Subscription Services & Auto‑Renewal

If we offer subscription‑based Services, they will renew automatically unless cancelled. We will clearly disclose the subscription terms (including renewal period and price) before you provide billing information. Under California’s AB 2863, which broadens auto‑renewal rules effective July 1 2025, businesses must obtain consumers’ express affirmative consent to auto‑renewal terms, maintain verification records and provide clear renewal reminders. We follow these rules and the FTC’s “click‑to‑cancel” negative option rule, which requires sellers to offer a cancellation mechanism as easy as the sign‑up process and prohibits misrepresenting material terms.

Therefore, when you enrol in a subscription:

You will be asked to expressly agree (e.g., via a separate checkbox) to the auto‑renewal terms;
We will send a reminder before each renewal (for annual plans or as required by law) and notify you of any price changes;
You may cancel at any time through the same method you used to sign up (e.g., online settings) without undue steps;
We may offer retention discounts when you attempt to cancel, but you can reject such offers and complete the cancellation immediately.

Cancellation requests take effect at the end of the current billing cycle unless otherwise specified. We may refuse or cancel orders if fraud or unauthorised or illegal transactions are suspected.

5.3 Digital Goods and Licenses

If we offer digital goods (e.g., training materials or downloadable content), your purchase grants you a license, not ownership. California’s AB 2426 (effective January 1 2025) requires sellers to ensure consumers understand they are receiving a license and to disclose any restrictions. When you purchase digital goods:

We will clearly state that you are obtaining a revocable license to access the content and provide a full list of restrictions;
We may require you to acknowledge this license (e.g., via a checkbox) separate from other terms and conditions;
If we can no longer legally provide the content (e.g., due to rights termination), we may revoke your access and will notify you when practicable. This will not affect your statutory rights.

6. AI‑Driven Services and Disclosures

We may incorporate artificial‑intelligence technologies (such as chatbots, recommendation engines, generative models and predictive analytics) into our Services. New state laws enacted in 2025 require businesses to disclose AI use and automated decision‑making processes. Accordingly:

We will inform you when you are interacting with AI systems or when AI assists in providing content or recommendations.
We will not use AI profiling or automated decision‑making that has legal or similarly significant effects on you without providing notice and obtaining necessary consent.
AI content is provided for informational purposes only and does not constitute professional advice. We strive to ensure accuracy, but AI may produce errors or hallucinations.
We continue to monitor evolving AI regulations and will update this section as needed.

7. User Obligations and Acceptable Use

You agree not to misuse the Services. Without limiting the generality of the foregoing, you shall not:

Violate any applicable law or regulation;
Infringe intellectual property or other proprietary rights;
Upload or transmit any viruses, malware, or harmful code;
Engage in harassing, threatening, defamatory, obscene, fraudulent or other abusive conduct;
Collect information about others without their consent;
Attempt to gain unauthorised access to our systems or networks;
Use the Services to send unsolicited or unauthorised advertising, promotional materials or spam.

We reserve the right to investigate and take appropriate legal action against users who violate these obligations, including terminating accounts, reporting to law enforcement and pursuing legal remedies.

8. Intellectual Property

All content and materials on the Site—including text, graphics, logos, images, software, audio and video clips—are the property of MCP or its licensors and are protected by copyright, trademark and other intellectual property laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

We respect the intellectual property rights of others. If you believe that your copyrighted work has been copied or used in a way that constitutes infringement, please contact us at mpurcell@mcpconsultancies.com with the following information: (i) identification of the copyrighted work; (ii) identification of the infringing material; (iii) your contact information; and (iv) a statement under penalty of perjury that you own the work or are authorised to act on behalf of the owner.

9. Third‑Party Services and Links

Our Services may contain links to third‑party websites, services or resources that are not owned or controlled by MCP. We are not responsible for the content or practices of any third parties. Inclusion of a link does not imply endorsement. You access third‑party sites at your own risk and should review their terms and policies.

10. User‑Generated Content (if applicable)

If our Services allow users to upload, post or share content (“User Content”), you retain ownership of your User Content. However, by submitting User Content you grant us a worldwide, royalty‑free, non‑exclusive licence to use, reproduce, adapt, publish, translate and distribute such content in connection with the Services. You represent that you have all necessary rights to grant this licence and that your User Content does not violate any laws or rights of others. We reserve the right to remove User Content at our discretion.

11. Disclaimers

The Services are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, MCP disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose and non‑infringement. We make no representations or warranties regarding the accuracy, completeness, reliability or availability of the Services or any content. Your use of the Services is at your sole risk.

12. Limitation of Liability

To the fullest extent permitted by law, MCP (and its officers, directors, employees, affiliates, agents, suppliers and licensors) will not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or data, arising out of or relating to your use of (or inability to use) the Services—even if we have been advised of the possibility of such damages. In jurisdictions that do not allow exclusions of certain warranties or limitations of liability, these limitations may not apply to you; our liability will be limited to the maximum extent permitted by law.

13. Indemnification

You agree to indemnify, defend and hold harmless MCP and its affiliates, officers, agents, partners and employees from any claims, damages, obligations, losses, liabilities, costs or debt and expenses (including attorneys’ fees) arising from: (i) your use of and access to the Services; (ii) your violation of any term of these Terms; (iii) your violation of any rights of another; or (iv) any claim that your User Content caused damage to a third party. Indemnification clauses are essential in contracts to shift risks and may include limits on liability. We reserve the right to assume exclusive defence and control of any matter subject to indemnification at your expense.

14. Force Majeure

We will not be liable for any failure or delay in performance of our obligations under these Terms caused by events beyond our reasonable control, including natural disasters, war, terrorism, riots, embargoes, labour disputes, shortage of materials, disruption of power, internet or telecommunications, or government action. A force majeure clause protects parties when unforeseen events make performance impracticable. We will take reasonable steps to mitigate the impact of such events and resume performance as soon as feasible.

15. Dispute Resolution and Governing Law

These Terms and any dispute arising out of or in connection with them are governed by and construed in accordance with the laws of Grenada, without regard to its conflict‑of‑law principles. You irrevocably submit to the exclusive jurisdiction of the courts located in Grenada for the resolution of any disputes.

Where legally permitted, the parties will first attempt to resolve any dispute through good‑faith negotiations. If a resolution cannot be reached, the parties may agree to resolve the dispute through binding arbitration or another mutually agreed alternative dispute resolution mechanism. Clear dispute resolution clauses help avoid costly litigation.

16. Severability

If any provision of these Terms is found to be unlawful, void or unenforceable, that provision will be deemed severed to the extent necessary and will not affect the validity and enforceability of the remaining provisions.

17. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or additional terms published on the Site, constitute the entire agreement between you and MCP regarding the Services. They supersede all prior or contemporaneous agreements or communications.

18. Contact Us

If you have any questions about these Terms, please contact us:

MCP Consultancies
Attn: Marcus Purcell
Email: mpurcell@mcpconsultancies.com